Stop losing 2% to 3% to traditional payment gateways. Connect your existing Paytm or BharatPe merchant QR and receive instant, direct settlements with zero rolling reserves and automated webhook verification.
Experience what your customers see: dynamic scannable QR code, 1-tap mobile app deep links, and real-time payment auto-detection.
Click "Generate Live Checkout Page" to test payment creation and open the real hosted checkout portal.
Creating session & generating QR...
Traditional gateways take 2% cut on every single order and hold your funds for days. Here is how UPIQRPay saves you thousands of rupees every month.
| Features & Economics |
UPIQRPay SaaS
|
Traditional Gateways (Razorpay/Cashfree) |
|---|---|---|
| MDR Commission Fee | 0% (Zero MDR) | 2.0% + 18% GST (₹2,360 per ₹1 Lakh) |
| Settlement Speed | Instant Direct Bank Credit | T+2 or T+3 Business Days delay |
| Rolling Reserves / Account Freezes | 0% Hold — 100% funds stay in your own bank | Frequent 10%–20% reserve holds & sudden freezes |
| Mobile Deep-Link Warnings | Zero "Risk Policy" Errors (Sanitized Deep-Links) | High drop-offs due to UPI intent restrictions |
| Monthly Fee | Flat predictable subscription (From ₹199/mo) | Scales indefinitely as your revenue grows |
Everything you need to automate UPI payment collections, customer redirection, and ERP/WooCommerce/Custom app integrations.
Merchants don't need technical knowledge. Simply drag-and-drop your Paytm or BharatPe QR image, and our server automatically decodes the UPI parameters and configures your account.
Eliminate payment collision. If two customers order ₹500 at the same minute, the system adds unique fractional paisa (₹500.12 vs ₹500.18) for 100% collision-free auto-verification.
Connect your merchant Android phone or Soundbox app via our secure notification bridge. As soon as money hits your account, the order automatically marks successful in 1.5 seconds.
On mobile devices, customers tap "Pay with Paytm", "PhonePe", or "Google Pay" to launch the native bank app with amount pre-filled, bypassing generic browser friction.
Cryptographically signed payloads sent to your backend with automatic 3x exponential backoff retries. Never miss an order confirmation even during server hiccups.
RESTful API with pre-written SDK code snippets in Node.js, PHP, Python, and cURL. Integrate with WooCommerce, Shopify, or custom apps in under 15 minutes.
No hidden setup fees, zero percentage cuts, and no transaction commissions.
Perfect for startups and small indie shops.
Designed for fast-growing D2C stores and SaaS businesses.
Unlimited volume for enterprises and high-ticket sellers.